‘I still struggle with impulse spending’: Do you need to cut your expenses? These financial influencers found their own novel solutions.

After Allison Baggerly got married and found herself pregnant soon after with her first child, she realized that along with her husband, the couple had over $111,000 in debt, mostly in student loans and car loans.

The Houston-based couple, who were both teachers, had debt payments of over $1,400 a month — excluding their mortgage. They sat…

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